Copyright © 2022 Reich & Tang Deposit Networks, LLC. All rights reserved. Reich & Tang Deposit Networks, LLC, Reich & Tang Deposit Solutions, LLC, Stable Custody Group II LLC and/or their affiliates (together, “R&T”, “us” or “we”) provide administrative, recordkeeping and/or other services to banks and other financial institutions (“participating institutions”), including with respect to our sweep programs – Demand Deposit Marketplace (DDM®) and Reich & Tang Insured Deposits (RTID®). All of our programs, products and services are provided subject to the terms and conditions of the written agreements entered into by us with respect thereto, and we provide no representations or warranties, express or implied, except as expressly set forth in those agreements. We are not a depository, bank or credit union and our sweep and other programs are NOT, themselves, FDIC-insured or NCUSIF-insured products. Rather, under our sweep programs, a participating institution can sweep its (and/or its customers’) funds to and/or from deposit accounts at receiving banks or institutions that are insured by the Federal Deposit Insurance Corporation (“FDIC”) and/or National Credit Union Share Insurance Fund (“NCUSIF”) for up to the current standard maximum deposit insurance amount (“SMDIA”) of $250,000 per eligible depositor, per receiving institution, for each ownership capacity or category, including any other balances the depositor may hold at that receiving institution directly or indirectly through other intermediaries, including broker-dealers. Click here for a list of the banks and savings associations with which we have a business relationship for the placement of deposits under our sweep programs, and into which a participating institution may place deposits (subject to the terms of those programs and any opt-outs by the participating institution and/or their customers). Participating institutions’ customers should contact their participating institution to receive the list of banks and other institutions into which the customers’ funds may be placed pursuant to the particular program offered to them by their participating institution. Demand Deposit Marketplace®, DDM®, RTID®, Reich & Tang® and R&T® are registered marks of Reich & Tang Deposit Networks, LLC.