When considering the Reich & Tang Insured Deposits program, remember our promise of capacity, the value of our flexibility in working with your customer types, and these important attributes:


  • Millions in FDIC insurance achieved by allocating customer deposits among multiple participating program banks.


  • Available to all account types, including individual, joint, corporate, IRA, UGMA/UTMA, and trust account holders.

Daily Liquidity

  • Cash is available when needed for trades or other investment opportunities, or when using debit cards, checks, ATMs, and wire transfers.
  • Funds are always accessible and there are no penalties for withdrawals.


  • Allows you to consolidate each customer’s multiple banking and brokerage relationships into a single account with your firm.

Learn more about the Reich & Tang deposit, liquidity and funding solutions.

04 Key Takeaways