R&T – Your Partner
With an industry-recognized legacy, reinforced every day through our sole focus on deposit, liquidity, and cash management, our expertise is sought out by clients who are particularly interested in the flexibility of our solutions.
The nation’s largest brokerage, trust and advisory firms turn to us for our FDIC-insured sweep solutions.
Banks of all sizes can achieve their liquidity goals through our balance sheet management solutions – the most comprehensive in the industry. We can help you strengthen your balance sheets, fund loan growth, establish or supplement contingency funding plans, and diversify your counterparty risk.
For institutional investors such as public/state run investment pools, we offer smart alternatives to money funds.
Our solutions at a glance:
Bank Solutions
The Demand Deposit MarketplaceSM (DDM) Program
Comprehensive, daily balance sheet management sweep solution that enables banks to receive, send, or exchange deposits with other banks to meet their unique needs while offering customers millions of dollars in FDIC insurance.
Deposit Sourcing Solutions
Array of relevant and forward-thinking solutions for banks of all sizes, adapted to each client’s particular needs and challenges.
Broker-Dealer
Solutions
Reich & Tang Insured Deposits
Industry leading sweep program with up to $10 million in FDIC insurance ($20 million for joint accounts), plus daily liquidity through the convenience of one account.
Bank Sourcing Expertise
Our broker-dealer clients benefit from Reich & Tang’s long-standing relationships through an impressive network of U.S. banking institutions and the leverage that our program deposits have in determining rate, deposit capacity, and other terms.
Trust/Wealth
Manager Solutions
The Demand Deposit MarketplaceSM (DDM)Program
FDIC-insured cash sweep program (up to $25 million in FDIC insurance), designed as smart alternatives to money market mutual funds for your cash balances.
Trust/Wealth Management Services
This program enables banks to monetize trust/wealth management cash balances as a reliable, immediate source of funding.