Michael Lydon is President & Chief Executive Officer of Reich & Tang.

Mr. Lydon is responsible for determining and developing the firm’s long-term strategies and goals that advance its mission, further its market leadership, and promote profitable growth within all lines of business. Mr. Lydon led Reich & Tang’s expansion of offerings through the purchase of assets of three bank deposit products which has served to reinforce Reich & Tang’s position as a leading provider of FDIC cash management programs in the bank, broker-dealer, and institutional markets.

Prior to joining Reich & Tang in January 2005, Mr. Lydon held the position of Vice President with ADP Brokerage Processing Services (now Broadridge) and was responsible for investor communications and financial reporting.

Mr. Lydon has more than 25 years of experience in FDIC programs, Mutual Funds, Information Technology, and Operations in the Financial Services Industry.

Joseph Jerkovich serves as Executive Vice President and Chief Operating Officer of Reich & Tang. Mr. Jerkovich is responsible for overseeing the firm’s following areas: FDIC Insured Program Operations, Cash Management Services, Treasury/Finance, Legal/Compliance, and Bank Credit Research.

Prior to joining Reich & Tang in 2004, Mr. Jerkovich was Vice President and Chief Investment Officer at Winklevoss Consulting. In addition, Mr. Jerkovich held senior management positions over eight years within the US operations of the Caisse des Depots et Consignations (“CDC” predecessor to Natixis) focused on accounting, operations, fund administration for the investment management and capital markets businesses. Mr. Jerkovich joined CDC from KPMG Peat Marwick, where he provided tax consulting services to international banks and financial organizations, including CDC. Mr. Jerkovich received his M.B.A. from New York University, and his Bachelor’s in Business Economics from the University of California at Santa Barbara.

Tom Nelson serves as Executive Vice President and Chief Investment Officer for Reich & Tang. He is responsible for overseeing the firm’s FDIC insured programs, sales growth strategy, and product development initiatives. Mr. Nelson is a frequent industry speaker throughout the bank, trust, and brokerage spaces discussing the impact of regulatory changes in the short-term markets, bank funding, and FDIC insured investment strategies from a growth and profitability perspective.

Mr. Nelson previously served as the Director of Institutional Sales at Institutional Deposits Corp., where he was responsible for building its FDIC-insured deposit program and introducing it within the trust, bank, broker-dealer, and institutional markets.

Prior to that, Mr. Nelson was head of SunGard’s STN Money Markets, the firm’s money market mutual fund and commercial paper distribution facility. In addition to being a Senior Vice President at ICAP Capital Markets, Mr. Nelson was Head of the Short-Term Asset Portfolio Management Group at Chase Asset Management, where he worked for 14 years, and was responsible for $80 billion in assets across all short-term asset management classes.

Mr. Nelson received a B.A. in Economics from Duke University.

Andrew Mintz serves as Executive Vice President and Chief Information Officer of Reich & Tang.

Mr. Mintz is responsible for the planning, implementation, and expansion of all Reich & Tang’s enterprise information technology systems. He oversees the firm’s proprietary technology, and the development of solutions that support the company’s operations in order to improve cost effectiveness, service quality, and business development.

Mr. Mintz has been with Reich & Tang for more than 30 years, and has enhanced the firm’s in-house transfer agency, implemented all bank and broker-dealer FDIC sweep technology solutions, and led the development of the firm’s disaster recovery and business continuity plans.

Mr. Mintz received a B.S. in Computer Science from Hofstra University.

Mr. Genereau serves as Executive Vice President and Chief Deposit Officer of Reich & Tang. He is responsible for identifying and growing deposit relationships that support the firm’s deposit programs.

Mr. Genereau provides consultation to the nation’s largest financial institutions, community banks, and broker-dealers regarding innovative deposit solutions focused on profitability, regulatory compliance, and long-term planning. Mr. Genereau speaks in national forums and meets with hundreds of banks to educate executives on the changing deposit landscape and developing long-term strategies to support banks’ funding needs through any market environment. His expertise is in total balance sheet management, contingent liquidity planning, and diversified funding strategies.

Prior to joining Reich & Tang, Mr. Genereau served as Chief Deposit Officer of Double Rock Corporation, whose assets were purchased by Reich & Tang in January 2011. His prior experience includes executive roles at PrimeVest Financial Services, Inc., a subsidiary of ING, where he managed sales and operations, and focused on commercial and brokerage sweep and institutional cash investments.

Mr. Genereau received his B.A. in history from St. John’s University, Collegeville, Minnesota.

Mr. Blair serves as Executive Managing Director, Strategic Deposit Relationships. He oversees product and business development, strategic partnerships and key client relationships.

Mr. Blair previously served as a Managing Director at Incenter, a Blackstone Portfolio Company, as head of the sales division for MSR hedging, analytics and valuation and co-developed the first MSR electronic trading platform. He also was a Managing Director for Incenter Securities Group, the Capital Markets division, where he traded mortgage assets.

Prior to Incenter, Mr. Blair spent eight years at Promontory Interfinancial Network, where he directed the Residential Mortgage Network which enabled thousands of institutions to purchase and sell mortgage assets and engage in participations, syndications and correspondent activities. He also headed their National Sales Division, as well as managed their Treasury Desk.

Prior to joining Promontory, Mr. Blair was the Senior Vice President for United Bank, a $20B financial institution in the D.C. Metro area where he managed the Mortgage and Consumer Lending divisions, as well as Treasury, Asset/Liability and Derivatives. Jason also served as Corporate Risk Management Officer and CRA Officer earlier in his career. Mr. Blair founded and was President of United Title Company, a subsidiary of United Bank.

Jason earned his undergraduate degree from West Liberty University where he now sits on the Foundation Board.

Carol Stark is Senior Vice President of Human Resources for Reich & Tang. As a Human Resource business partner, Ms. Stark is responsible for ensuring the effective and efficient use of human capital to accomplish organizational goals. Ms. Stark oversees the firm’s recruitment process, performance management, and employee training and development programs. She also works closely with Finance in defining strategic compensation and benefit structures for staff and senior executives. With a value-added approach, Ms. Stark’s expertise lies in creative solutions that influence change, resulting in a positive impact on the firm’s net income.

Prior to joining Reich & Tang in 2001, Ms. Stark worked as a Human Resource Generalist for Carnegie Hall in NYC.

Ms. Stark holds both an undergraduate degree and a Master of Science in Human Resource Management and Development from New York University.

Mr. Gill is responsible for all day-to-day operations of the firm, overseeing the processing and settlement of insured deposit account transactions and the initiation of daily money movements, the administration of cash management services, and the reconciliation of all bank accounts within the firm’s deposit network. In addition, Mr. Gill leads Reich & Tang’s Business Continuity Committee, responsible for the planning, development and implementation of the firm’s business recovery programs, processes, and testing. Mr. Gill is a Certified Anti-Money Laundering Specialist® (CAMS®), and serves as Reich & Tang’s AML Officer.

Prior to joining Reich & Tang in 1994, Mr. Gill began his career in financial services at The Chase Manhattan Bank, where he held management positions in both foreign exchange operations and the retail branch network. Mr. Gill earned his M.B.A. in Finance from St. John’s University, and his B.S. degree in Business Management from St. Peter’s University.

Mr. Ho is responsible for establishing and enforcing information security policies to protect Reich & Tang’s organizational systems infrastructure, networks, and data. Mr. Ho oversees the firm’s day to day network operations, desktop support, and administration of database platforms and associated systems to ensure an efficient, protected, and logical workflow that meets the firm’s highest standards while engineering solutions that meet the business requirements of its clients.

Mr. Ho is a key member of the firm’s Business Continuity and Disaster Recover Committees and is responsible for designing, coordinating, and delivering information security training programs for Reich & Tang employees.

Mr. Ho joined Reich & Tang in 2001 as a Database Administrator and worked previously as a Database Administrator at HSBC Bank. Mr. Ho earned his B.S. degree in Management Information Systems/Finance from the University of Buffalo.

Christine Butwill serves as Senior Vice President and Controller of Reich & Tang. Ms. Butwill is responsible for ensuring the integrity of accounting information by establishing quality control over financial transactions and financial reporting.

Ms. Butwill manages the day-to day accounting operations of Reich & Tang. Additionally, she is responsible for preparing monthly and quarterly financial statements, management reports, yearly budgets and forecasts as well as coordinating corporate audits. Her department also works in conjunction with HR to prepare and administer the complete payroll process.

Ms. Butwill joined Reich & Tang in 1996 after earning her Bachelor of Science degree in Accounting from St. John’s University, Queens, New York.

Walter Cotumaccio is responsible for the distribution of FDIC-insured products within the brokerage, wealth management, and institutional markets. He is also responsible for maintaining and strengthening existing relationships and creating programs to assist Reich & Tang clients improve profitability and grow their assets under management. He is a senior executive with more than 25 years experience in the financial services industry and in managing key account relationships. His consultative style and proven ability to develop strong partnerships is a cornerstone to his ability to understand client needs and customize long-term growth strategies.

Prior to joining the firm in 2011, Mr. Cotumaccio held senior national accounts and sales positions at Double Rock Corporation, Prudential Investments, JPMorgan Chase, Van Eck Global and Equitable Life.

Mr. Cotumaccio earned a Bachelor of Science degree in Marketing from St. John’s University in New York City, and a Language degree from the Italian University for Foreigners in Perugia, Italy.

Teresa Murphy is the Vice President, Marketing at Reich & Tang Deposit Networks, LLC with responsibility for the firm’s marketing strategy, brand management, client engagement and corporate visibility.

Prior to joining Reich & Tang, she was FVP, Corporate Communications and head of marketing at IDB Bank in New York for 12 years. While at IDB, Teresa transformed the bank’s brand and executed many successful marketing campaigns, providing strategic guidance to advance the company brand, image and reputation. Previously, she was Director of Marketing for the Staubach Company, a commercial real estate firm. In this role, she led the marketing initiatives in Chicago before transferring to Staubach’s New York office. During her tenure, she was an appointed and contributing member of the company’s National Marketing Taskforce and recognized as the Chicago “Employee of the Year”.

Teresa holds a Bachelor of Arts degree from Lindenwood University in St. Louis, MO. She lives in New Jersey with her husband and two children. In her free time, she enjoys playing tennis, traveling and volunteering at various school and Girl Scout events.