:Fund Overview

Please consider the investment objectives, risks, and charges and expenses of money market funds carefully before investing. The prospectus contains this and other information about the funds. Please contact us at 800-433-1918 to obtain a prospectus, which should be read carefully before investing.

An investment in money market funds is not insured or guaranteed by the FDIC or any other governmental agency. Although money market funds seek to preserve the value of an investment at $1.00 per share, it is possible to lose money by investing in a money market fund.

Credit ratings do not provide assurance against default or other loss of money and can change.

Standard & Poor's money market fund rating criteria reflect an opinion of the safety of invested principal based on an analysis of portfolio credit quality, market price exposure, and conservative management. A money market fund rating is not a recommendation to buy or sell. Ratings do not serve to remove market risk and are subject to change.

Go to www.moodys.com for Moody's Managed Funds Credit Quality Ratings Methodology.

This section of the Web site is not directed to and it is not intended to be used by any U.S. person as such term is defined in regulations under the U.S. Securities Act of 1933, as amended (“U.S. Persons”), for more detail, click here nor by any persons who are not allowed by the laws of their jurisdiction to invest in offshore funds. The investments herein are not available to such persons.

Any investment advisory services offered herein are not intended to be used by U.S. persons.

The information contained herein must not be distributed by the viewer and has not been approved by the U.S. Securities and Exchange Commission.

A prospective investor who requests additional information about the fund or who elects to request the prospectus of the fund hereby confirms by making such request that he, she or it is a non-U.S. person.

The distribution of the Prospectus and the offering of shares of the Fund may be restricted in certain jurisdictions. This does not constitute an offer or solicitation by anyone in any jurisdiction in which such offer is not authorized or to any person to whom it is unlawful to make such offer or solicitation.

I agree to the above terms and conditions.

A “U.S. person” is defined to be any one of the following:

1. Any natural person resident in the United States;
2. Any partnership or corporation organized or incorporated under the laws of the United States;
3. Any estate of which any executor or administrator is a U.S. person unless such executor or administrator is a professional fiduciary and both of the following conditions are met:
   1. An executor or administrator of the estate who is not a U.S. person has sole or shared investment discretion with respect to the assets of the estate; and
   2. The estate is governed by foreign law;
4. Any trust of which any trustee is a U.S. person unless such trustee is a professional fiduciary and the following conditions are met:
   1. A trustee who is not a U.S. person has sole or shared investment discretion with respect to the trust assets, and no beneficiary of the trust (and no settlor if the trust is revocable) is a U.S. person;
5. Any agency or branch of a foreign entity located in the United States;
6. Any non-discretionary account or similar account (other than an estate or trust) held by a dealer or other fiduciary organized, incorporated, or (if an individual) resident in the United States; and
7. Any partnership or corporation if:
   1. Organized or incorporated under the laws of any foreign jurisdiction; and
   2. Formed by a U.S. person principally for the purpose of investing in securities not registered under U.S. Securities Act of 1933, as amended (the “Act”), unless it is organized or incorporated, and owned, by certain institutional “accredited investors” as such are defined under the Act.

For more information about this share class, please contact our Sales Department at 800-433-1918 .

For more information about this share class, please contact our Sales Department at 888-226-5504.

• Investment Philosophy